Medical services are provided and billed by Life in Balance Family Chiropractic. Our doctors participate in most all of the major health insurance plans in the region. The following list includes the health insurance companies which we currently are in network with.
If your plan is not listed, we will still be able file your claims for you, but your benefit amounts will be dependent on your "out-of-network" policy limits. However, in some instances "out-of-network" patients will be responsible for the cost of care up front, because the insurance companies will only reimburse the patient directly.
We also accept cash patients at an affordable rate.
Please be aware that with any health plans, there may be a deductible and a co-payment/co-insurance that you are responsible for. We understand health insurance policies can be confusing, so feel free to call or email us with any questions regarding what services are covered by your plan.
In-Network Insurance Companies
Premera Blue Cross
Regence Blue Shield*
Kaiser Permanente* (Dr. Johnson only)
United Health Care (Dr. Johnson only)
Healthways Whole Health Network
*Not all plans under this company consider us "in-network." We must call for verification.
Questions about your bill:
How do I know if your clinic is in network with my insurance?
Call us or stop in with your insurance card and we can usually look up your insurance benefits online. Or you can call your health insurance company directly (phone number on the back of your card) or go on their website to see if we are in network.
I have insurance with chiropractic benefits, why do I still have to pay when I come in?
Most of the time you will either have to pay a co-pay (set dollar amount) or a co-insurance (percentage of the charge) at the time of service. If you have a deductible you will be responsible for the entire cost of care until the deductible is met.
How long will it take to get things settled with the insurance company?
Generally, it takes from 45 to 60 days to obtain payment from an insurance carrier. However, car accident/PIP claims can take significantly longer.
I received a notice that my insurance company has paid on my bill -- but I can't understand how they calculated their payment amount. Do you know?
If we have received any such information from your insurance company, we'll be glad to share it with you. However, for answers to any questions about insurance payments, deductibles, or co-payments, you generally need to check with your insurance company.
Is massage covered by my insurance?
Many insurances plans offer coverage for massage. We can also look up or call your insurance company to verify your plan's coverage.
What about supplements?
Health insurance plans do not have coverage for supplements. However, HSA and FSA health savings accounts can sometimes be used to purchase supplements.